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5 Reasons Insurers May Deny Workers’ Compensation Claim After a Construction Accident in Maryland

If you’ve incurred injuries in a construction accident in Maryland, you may be eligible to receive workers’ compensation benefits. However, there are some reasons why your claim may face rejection. However minor some details may seem, they could affect the decision to approve your claim. Here are some of the biggest reasons insurers may reject your workers’ compensation claim after a construction accident in Maryland.

1. Lack of Proper and Adequate Documentation

Regarding workers’ compensation claims, lack of proper and adequate documentation can be one of the most significant factors for denial or rejection. In Maryland, this is especially true for claims stemming from construction accidents. For a successful workers’ compensation claim in Maryland, it is crucial to provide all relevant documentation. That includes a doctor’s note detailing the injury and all documentation of medical expenses, lost wages, and other related costs.

It is also essential to provide a detailed description of the incident that resulted in the injury. That should include specific details about what happened, when it happened, who was involved, and other relevant information. Complete and accurate documentation will help prove your injury was a workplace accident and provide evidence to support the severity of your injury.

Without this evidence, proving that you deserve compensation for your losses may be difficult. To avoid delays or denials on your workers’ compensation claim, contact an experienced Construction accident attorney to provide thorough and accurate documentation of your injury and related losses for maximum compensation.

2. Errors

Being involved in a construction accident can be a traumatic and painful experience. In Maryland, workers’ compensation provides financial benefits to help cover medical expenses and lost wages. However, many claims face rejection due to common errors people make during the filing process. For example, if you record the wrong date of the accident, your employer may dispute your claim, and you may not qualify for coverage.

Also, misspelled names and incorrect IDs may cause a rejection. If you do not comply with all instructions given by the commission, they will reject your application and can deny payment if needed. To avoid these errors, carefully fill out all forms as accurately as possible. However, hiring an experienced construction accident lawyer will help you have an easy time pursuing your compensation.

3. Failure to Report the Accident to Your Employer on Time

One of the biggest reasons your workers’ compensation claim might not go through after a construction accident in Maryland is failure to report the accident to your employer on time. For a workers’ compensation claim to be successful, it is essential to inform your employer about the accident as soon as possible. In Maryland, employees must report an accident within ten days for their claim to be accepted. If you fail to report the accident to your employer in the allotted time frame, your employer will dispute your workers’ compensation claim.

An experienced construction accident lawyer will run the errands to ensure you make an accurate and qualifying report within the time frame. In case of any challenges, your lawyer will review the circumstances of your case and advise you of available options. Remember, it is critical to report workplace injuries as soon as possible. Doing so will ensure that your claim goes through and you can receive the financial benefits you deserve.

4. Failing to File a Claim on Time

The time limit for filing a claim for workers’ compensation in Maryland is within 60 days of the construction accident. Hence, the commission will automatically reject your claim if you fail to meet this deadline. Failure to meet deadlines may be due to not knowing these timelines exist or even due to disability from the injuries.

To avoid such delays, no matter the reason, contact a reliable construction accident attorney to help you meet the deadline requirements and protect your legal rights. They’ll help with all the paperwork and take care of any follow-up correspondence on your behalf.

5. Inconsistent and Conflicting Reports

When filing for workers’ compensation, it’s essential to provide accurate and consistent information about the circumstances of the accident. If there are discrepancies between the information you provide and reports from witnesses, medical professionals, or other sources, your employer might dispute the facts of the incident. It’s also essential to provide detailed descriptions of your injuries and any potential treatments you have received. If this information is incomplete or contradictory, it could lead to the denial of your claim.

When filing a workers’ compensation claim, be honest and accurate. Taking the time to provide comprehensive information about the accident and your injuries will give you the best chance of receiving the benefits you deserve. Working with an experienced construction accident attorney will eliminate such inconsistencies, increase your chances of success, and help you get the benefits you need and deserve.

Conclusion

If you have suffered an injury in a construction accident in Maryland, it’s essential to understand the potential reasons why your workers’ compensation claim might face rejection. Knowing these factors can help you understand how to prepare yourself best and your case to ensure that you receive the compensation you deserve. An experienced workers’ compensation attorney will use their skills and resources to help you obtain maximum workers’ compensation for your injuries and other damages.

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